From spreadsheet roulette to scenario planning: Finance Copilot in 15 minutes
How the Finance Copilot turns your invoices + expenses into a runway snapshot — and lets you simulate 'what if I hire next month?' without leaving the page.
The owner’s tax: cashflow math
If you’re running a small business, you spend more time worrying about cash than running the business. Most owners we talk to maintain some version of a spreadsheet that tries to project the next 60 days — and it goes stale the moment they touch it.
Finance Copilot turns that into a live snapshot you open in 15 seconds.
What it shows
- Runway in months: how long the current cash + AR runs at current burn.
- Burn rate: average monthly expenses over the last 90 days.
- AR exposure: outstanding + overdue, aged.
- Top expense categories + vendors: where the money actually goes.
- 6-month revenue/expense series: the chart you wish you had at every board meeting.
The scenario planner
Below the snapshot is a free-text input. Type:
Hire an engineer at $4,000/month next month
Claude takes that, applies it to your current burn + runway, and tells you the impact in plain language: ‘Your runway drops from 14 months to 9. Still healthy. But if revenue stays flat at the current $11k MTD, you’ll need to land $4k of new MRR within 90 days to stay above 12 months.’
Why this matters
Not because the numbers are precise — your bookkeeper’s spreadsheet will always be more accurate. Because the decision-making loop tightens from ‘open spreadsheet, recalc, save, decide’ to ‘type the scenario, see the answer, decide’. Owner decisions stop being deferred until the weekend.